Imagine this scenario for a moment: You’re sitting at your desk, enjoying your morning coffee, when your screen turns dark. You’re greeted with a message that warns: “Your files are encrypted. Send 15 bitcoins or lose your data forever.” This nightmare scenario is actually a reality for numerous businesses every year if you do not get an IT Insurance Application. But here’s the million-dollar question (possibly literally): Is your business prepared to face this digital doomsday scenario?